Partnering Up With The Right Bankruptcy Attorney
When an individual finally decides that filing bankruptcy is in their future, they will need to find a bankruptcy attorney that they will work well with. When hiring a bankruptcy attorney, you should look at it like you are a team and the lawyer is an asset to benefit the team. That’s why it’s important to find an attorney and staff that you get along with because you will be spending some time together. Knowing the bankruptcy attorney will make you feel comfortable sharing all of your financial and personal information with them making it easier for them to represent you in court. Many people have been intimidated by their legal representation and are embarrassed to throw all their cards on the table. It’s almost like they are worried about impressing the person that is trying to fix your past mistakes. That really doesn’t make sense.
After the bankruptcy code changed in 2005, the amount of paperwork required to complete a bankruptcy petition has quadrupled and that means more planning and more details to worry about missing. When you are trusting a person with your financial future, you need to take the time to make sure that your personalities mesh. It’s also a good idea to do a little poking around at the law office to see if you are compatible with office staff because much of the correspondence will be completed with them. You don’t want to have someone that actually acts like they are doing you a favor, when you’re paying them.
When hiring a bankruptcy attorney, the team analogy is really what it’s like. Everyone has their own job and you can’t be successful if everyone won’t work together. That’s why football teams hire recruiters to go out and look for players that will be a good fit for the current team. Since most bankruptcy attorneys offer a free consultation it might be a good idea to talk to a few of them, just to get a feel of the dynamic. If you know someone who has already gone through a bankruptcy filing and was happy with their bankruptcy attorney, contact that one and see if it would work for you. Nothing is better than a referral from someone who was successful getting their bankruptcy discharge.
While, filing Chapter 7 bankruptcy usually only takes 4 to 6 months, a Chapter 13 bankruptcy will last 3 to 5 years and this should be taken into consideration when deciding on the bankruptcy attorney you’re planning to hire. The last thing you would want to do is have to switch attorney’s midstream. Always find out how long the lawyer has been practicing in the district you reside. Nothing replaces experience, especially when it comes to filing bankruptcy. When a lawyer works in the district for a long time they will know the bankruptcy trustees and judges, giving them a leg up on what to expect and what is expected of their client.