A car accident happens when you least expect it. People slide on icy roads, get distracted by their phones, or simply misjudge the necessary distance to stop safely. Regardless of why an accident happens, it is important to know what to do if you are in a car accident. Following the right steps helps to ensure your safety after the fact.
Check for Injuries
Before you start calling an accident lawyer Columbia MD, it is important to check for injuries. If someone is severely injured, call an ambulance. If you and everyone else in your car are ok, then check to be sure that the people in the other car are as well. Don’t try to move anyone with severe injuries. If everyone is ok, do what you can to move your vehicles to the side of the road so that you aren’t completely stopping traffic.
Exchange Information
After you pull your vehicles to the side of the road, call 911 if you haven’t already. The police will need to come to make an accident report. While you wait for them, exchange information with the other driver. Get his or her name, insurance information, contact information, and license plate number. Provide the other driver with your information as well. After exchanging information, use your phone to take pictures of the accident scene, including both cars. Do this from various angles as they may be required by one or both insurance companies.
Contact Your Insurance Provider
Once you’ve exchanged information and received the police report, you’ll need to contact your insurance provider to start the claims process. If you can, do this while you’re still at the scene of the accident. This way, your insurance agent can tell you exactly what you need from everyone while you are still on the scene.
If the accident was not your fault, you may find that you end up fighting with the insurance company and need an accident lawyer to help you. If so, look for someone who is licensed, experienced in your type of case, and has a strong winning history.